Blog about life, money and time

Blog about life, money and time

Addiction to shopping
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Addiction to shopping? How to fight “shopaholism”?

We have holidays. Nevertheless, yesterday I was wondering, what my habits are regarding the entire shopping phenomenon. I have noticed a certain cycle. Once upon a time, when I was in school, it was correct. After some time, when I started earning my first money, I spent monay in a way, that was far from a model, thoughtful pattern. Just

How to manage documents
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How to manage documents?

This subject seems seemingly very trivial. How to manage documents? After all, everyone who receives, creates, sends various documents, bills, letters from the bank, knows how to do it. You have several binders. One with the inscription: “electricity payments”, the second “fees” and third: “bank statements”, the fourth: … and so on. Everyone knows it. It’s simple and obvious. It

Home budget basic tool
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Home budget – a basic tool (part 1)

It’s time to start working on your personal finances. Take control of revenues, plan and monitor expenses, create a financial cushion. First step. Use the basic tool to manage your personal money. That’s the home budget, basic tool. Thanks to it, you will be able to successfuly face your financial difficulties. This will be a first step towards the goal

Vision at the beginning
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Vision at the beginning and what next?

At the beginning there is a vision, a picture that shows what your dream life will look like in the future. An indefinite dream, that motivates you to start your activity. It is not important what is the subject of this vision. Is it related to financial independence, free time, improving health, improving relationships with family, traveling. Does not matter

simplest financial equation
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Personal finances – the simplest financial equation

At the beginning simplest financial equation. The financier it sounds proud. The one who studies finances is definitely someone, who will automatically achieve success, of course financial one. I admit, that I was simplified myself in that way. Long ago, finance appeared to me as a magical piece of knowledge, which is the key to wealth and, of course, independence